Our Team
James Smith
Managing Director
Having grown up on a family farm at Wellington in NSW James has always had an affiliation with regional Australia. He attended Orange Agricultural College before being awarded a graduate traineeship with Westpac Agribusiness, firstly based at Moree and then Tamworth in a senior credit and relationship role. This gave him the institutional background and knowledge to help regionally based businesses to deal with lenders, structure their debts, and ensure the best possible terms and conditions available.
With in excess of $ 200 million of debts under management and a diverse client base including dryland and irrigated cropping, cattle, sheep, feedlots, dairy, investors and super funds. James is highly regarded by his clients for his ability to manage and improve their financial position via finance structure and negotiation, as well as identifying and managing financial risks.
B.Bus (Ag Comm) Dip FP, Dip Mortgage Broking JP
- Tel: Mobile: 0408 565196
Belinda Fleming
Agrifinance Manager
Belinda’s passion for agriculture started at a young age, where she was born and raised on her parents sheep and cattle property at Wallabadah. After completing a Bachelor of Livestock Science at University of New England, Belinda’s interests lead her into the ruminant nutrition industry, where she has spent the past several years working in Southern QLD and Northern NSW with a large range of rural clients.
Belinda and her husband Joel reside at Gowrie, where they spend most of their time competing their horses & trading a few cattle.
A lifelong affiliation in the agriculture industry, combined with several years of practical experience gives Belinda the understanding to provide high quality service that North West Agrifinance is renowned for.
She is able to assist with all your finance requirements including rural and commercial loans, SMSF lending, equipment finance, debt structuring, lender negotiation and refinancing. She also has expertise in cashflow budgeting, enterprise analysis, development modeling and interest rate risk management.
- Tel: 02 67624244
Sharon Martin
Equipment Finance & Compliance Manager
Sharon has significant banking and finance experience having worked for Westpac and AGC for many years. Sharon looks after all Equipment Finance and compliance.
- Tel: 0267624244
Joan Smith
Office Administrator
Joan provides administrative support in the office, as well as bookeeping and livestock reporting functions.